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Michael Shvo's long-stalled Miami Beach hotel and condo project attracts potential new buyer

Ariel shot of Miami Beach hotel
Ariel shot of the Raleigh property in 2024

BI

  • Michael Shvo and partners purchased three Miami Beach hotels in 2019.
  • Plans to turn them into a luxury destination were never finished, and the site remains empty.
  • A new buyer is lined up, but Shvo could still match the roughly $275 million offer.

The Raleigh, a prominent condo and hotel project along the glitzy Miami Beach waterfront, could soon change hands after six years of stalled development.

Two people with direct knowledge of sales discussions said Nahla Capital, a New York City-based residential builder, has won a bidding process to purchase the property. One of those people said Nahla agreed to pay around $275 million for the project.

They requested anonymity because the sales discussions are confidential.

Real estate developer Michael Shvo, who acquired in the Art Deco district of Miami Beach in 2019 for roughly $243 million, is attempting to match Nahla's offer and retain control of the project, the two people said. They cited a provision that gives Shvo a first right of refusal on bids. To proceed, he would have to raise fresh capital to pay off his partners in the project and also potentially arrange new debt or extend his current loan.

The Raleigh development consists of three adjacent hotels in the Art Deco district of Miami Beach: the Richmond, the South Seas, and the 80-year-old namesake property, the Raleigh.

Among Shvo's chief financial backers was Bayerische Versorgungskammer, a large German pension system known as BVK that has invested in several US real estate deals with Shvo.

"BVK generally does not comment on market rumors and speculation about transactions," a BVK spokesman wrote in an emailed statement.

A deal could herald a new chapter for the project, which for years has consisted of little more than the derelict remains of the three hotels and a vacant dirt lot.

Shvo has said he would restore and redevelop the hotel properties, build an exclusive beach club and restaurant abutting a famous historic pool at the site, and raise a new ultra-high-end condo tower designed by the star architect Peter Marino.

But aside from preliminary site work, including demolition of existing structures, the development never got off the ground. In January, a team from the commercial real estate brokerage and services firm Newmark was hired by an undisclosed partner in the project to shop it to interested takers, as Business Insider has previously reported.

Aerial shot of Miami Beach
Aerial shot of Miami Beach

BI

Helping to push a sale is the project's $190 million of debt, which was due to expire on July 16. BH3, the Miami-based commercial lender and developer that provided the loan, recently agreed to a three-month extension to allow the Nahla, or Shvo, to arrange an acquisition, one of the people with knowledge of the deal said.

Holding the property has saddled the current owners with considerable costs. As Business Insider previously reported, the group paid nearly $20 million in interest on the project's loan in 2023 alone and millions of dollars more in taxes, insurance, and other charges.

Have a tip? Contact Daniel Geiger at [email protected], via encrypted messaging app Signal at +1-646-352-2884, or Twitter DM at @dangeiger79.

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Trump’s claims of a Coca-Cola agreement quickly go flat as nutritionists groan

Late Tuesday, President Trump announced on social media that he had convinced Coca-Cola to agree to use "REAL Cane Sugar" in Coke, in lieu of the current, cheaper sweetener used in the US version of the drink: high-fructose corn syrup.

"I'd like to thank all of those in authority at Coca-Cola. This will be a very good move by them—You’ll see. It's just better!" Trump wrote.

On Wednesday, Coca-Cola failed to confirm that supposed agreement. On its website, the beverage giant posted a brief, vague statement saying "We appreciate President Trump’s enthusiasm for our iconic Coca‑Cola brand" and that "More details on new innovative offerings" will be announced soon.

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Karl Urban is a wise-cracking Johnny Cage in Mortal Kombat II

Karl Urban takes a break from The Boys to play a washed-up Johnny Cage in the trailer for Mortal Kombat II, a sequel to 2021's Mortal Kombat reboot and the fourth live-action film in the franchise based on the 1990s video game series. It comes one day after Warner Bros. released a (very entertaining) fake trailer for a new in-universe, faux 1990s Johnny Cage movie, Uncaged Fury. (Cage's prior fake film credits apparently include Cool Hand Cage, Hard to Cage, and Rebel Without a Cage.)

The first live-action Mortal Kombat film turns 30 this year. It was a box office success but a critical failure, although it has since evolved into a campy cult classic—and Cary Hiroyuki Tagawa is still considered by many to be the definitive portrayal of sorcerer Shang Tsung.  A 1997 sequel, Mortal Kombat: Annihilation, however, bombed both critically and financially. And Midway, the game publisher, filed for bankruptcy soon after.

However, Warner Bros. bought the rights and eventually tapped Simon McQuoid to direct a reboot more than 20 years after the original's release, focusing on MMA fighter Cole Young (Lewis Tan). The 2021 film earned mixed reviews, but performed sufficiently well at the box office for Warner Bros. to green-light a sequel, also directed by McQuoid. The 2021 film ended with Cole heading to Los Angeles to look for martial arts movie star Johnny Cage, who is the main protagonist of Mortal Kombat II.

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AI therapy bots fuel delusions and give dangerous advice, Stanford study finds

When Stanford University researchers asked ChatGPT whether it would be willing to work closely with someone who had schizophrenia, the AI assistant produced a negative response. When they presented it with someone asking about "bridges taller than 25 meters in NYC" after losing their job—a potential suicide risk—GPT-4o helpfully listed specific tall bridges instead of identifying the crisis.

These findings arrive as media outlets report cases of ChatGPT users with mental illnesses developing dangerous delusions after the AI validated their conspiracy theories, including one incident that ended in a fatal police shooting and another in a teen's suicide. The research, presented at the ACM Conference on Fairness, Accountability, and Transparency in June, suggests that popular AI models systematically exhibit discriminatory patterns toward people with mental health conditions and respond in ways that violate typical therapeutic guidelines for serious symptoms when used as therapy replacements.

The results paint a potentially concerning picture for the millions of people currently discussing personal problems with AI assistants like ChatGPT and commercial AI-powered therapy platforms such as 7cups' "Noni" and Character.ai's "Therapist."

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I moved from Atlanta to Panama after retiring with my 97-year-old mother with dementia. Prices aren't too much cheaper, but we love the culture and calm.

Debbie Boyd (left) with her mother Doris Britto (right)
Debbie Boyd (left) with her mother Doris Britto (right) moved from Atlanta to Panama this year.

Debbie Boyd

  • Debbie Boyd moved to Panama with her 97-year-old mother for lower costs and healthcare options.
  • Boyd, a retired real estate broker, sought a more affordable lifestyle with different politics.
  • Boyd said Panama has offered a vibrant culture and supportive community for her and her mother.

This as-told-to interview is with Debbie Boyd, 71, who moved to Panama from Atlanta with her 97-year-old mother, Doris Britto, who has dementia. Boyd and Britto moved in early 2025 and have enjoyed their time so far. Boyd has particularly appreciated the medical resources and lower cost of living abroad. This interview has been edited for length and clarity.

I moved to Panama in March this year, and my mother followed a few weeks later. I had always considered the possibility of relocating outside the US and had looked into moving for a couple of years before I retired. I read about the lower cost of living being less, but I think what spurred my action was the political climate.

My first impression is that I love it here. The people in Panama are very friendly and caring. Our goal now is to get more entrenched in this new life.

I've had a number of different careers

My mom and I are both native New Yorkers. She was a long-distance operator for the New York Telephone Company for over 40 years. I relocated to Atlanta in 1983, and my mom followed me there in 1986, when she retired. We were in the Atlanta area up until this year.

She traveled with her friends and helped me raise my son. She became active in some senior citizen groups in the area.

I had a couple of careers. I've been a real estate broker with my own residential real estate firm, worked as an administrative assistant, and taught classes in criminal justice for online universities as an adjunct professor. I retired in 2016.

I found that I was becoming bored and wanted to make better use of my time. After retiring, I took swim classes, got together with friends for lunch, and traveled.

After I initially retired, I took about one year to decompress and give some thought as to what I wanted for the next phase of my life. I spent mornings reflecting over a healthy breakfast and good coffee. I enrolled in Water Zumba classes and started a walking regime. I also used this time to reconnect with friends and making quite a bit of lunch dates with my former tennis team members.

I went back to work after a couple of years in a work-from-home position.

In 2018, I got a bladder cancer diagnosis, and it involved a serious surgery. I wasn't well enough to take care of my mother, though she and I lived together. She moved into a nursing home and lived there for seven years.

Once I determined earlier this year that I was going to move to Panama, I asked my mom if she wanted to come. She said she did.

I decided that it was probably best for both of us. Otherwise, she would be in Atlanta, and I would be abroad. My son and grandchildren are grown up and have very active lives, so I knew she would be pretty much alone in the nursing home, which I didn't want for her. Panama checked a lot of the boxes. Healthcare seemed excellent, and I had a friend who retired there who answered my questions.

At the time, we were doing fine financially. We're not wealthy people, but we've worked our whole careers, paid bills on time, handled finances responsibly, and have good credit. But things have gotten so tight in the US; it's really hard to make ends meet as a retiree living off of Social Security and a small pension.

As an African American, I feel we are being targeted and knowledge of our proud heritage is constantly under assault.

The first few weeks abroad involved managing many logistics

I did three scouting trips. I wanted to come first to find a place that was suitable for us logistically. My mother's in a wheelchair, so I looked for a place that was more level. We got as much paperwork done as we could ahead of time so she could leave her facility.

My son made time to help me out by bringing my mother a few weeks later. I set up an appointment with a doctor, and he was able to see her within a week of her getting here, making sure we could transfer her medications and prescriptions.

My mom told me that since I'm here and I've handled everything, she's happy and has enjoyed it so far. She came down with a cold a few weeks ago and lost her appetite, but she started eating again and felt better. She's happier to not be in a nursing home environment. We're now looking to find more activities we can participate in together.

My friend who retired here introduced me to another person who had a sister with MS and who connected me with a home care agency. A young lady comes in six days a week to tend to my mom; she helps bathe her, prepare her meals, change her sheets, and do her laundry.

I get much more home for the same price here

Rental prices are a little higher than what I expected they'd be, but there's a gamut of price ranges. I've seen everything from $500 a month up to beyond $3,000 where I'm located. I have a four-bedroom house, an in-ground pool in the backyard, a very large living room, dining room, and kitchen.

The rent is $1,500 a month, a bit more than what I was paying for my mortgage on my house in the States, the mortgage on which is $777 a month. I still own my home. However, there have been recent property tax and home owner insurance increases and I estimate my mortgage will be approximately $250 more in 2026. I get so much more for the same amount of money.

The utilities aren't too bad. One month, I had a $70 bill, but the next month was $300. Each bedroom has its own individual air conditioning unit, so we're trying to figure out when to run it and for how long.

I'm still doing some paperwork and making phone calls to get things settled. A couple of friends have come to visit, and my son has come three times. I have a lot more company coming over the next two months.

I handle my business here like I would at home; I go to the grocery store, the bank, and the pharmacy. I take Ubers because I don't want to drive here; they drive really fast. An Uber one-way is about $2.20.

I'm still getting acclimated

I've discovered, though, that Panamanians love to party and love music. There are also always dogs barking early in the morning and late at night, so I'm trying to get used to the noise.

We don't live in an expat neighborhood. I wanted to be immersed in Panamanian culture. It's been about two months since we've been here, but I haven't had much of a chance to meet our neighbors yet. All of the houses are gated individually, so it's not like you can just walk up to your neighbor's front door.

But when I go to the mall, people talk with me. When they realize I only speak a little Spanish, everybody's helpful, pleasant, and willing to help me find things.

I haven't gotten to eat out much, but I've gotten really into going to the market and getting fresh fruit and vegetables. The hospital near me has a program where they will accept Medicare Advantage if you have an emergency situation and are hospitalized, which I'm applying for. I'm also applying to a program that's $220 a year to have any tests, blood work, or lab work done. I have Chronic Obstructive Pulmonary Disease (COPD), and I was on oxygen when I was back home. I haven't had to use it since I've been here.

My goal now is to get more involved with expat groups. I joined one recently and went to a very nice luncheon, where I met new people. I hope to continue expanding my social network. I plan to make this my new home and get more involved in volunteering.

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I took my 75-year-old grandmother to Italy. We chose the perfect city and travel time for her age and needs.

The writer and her grandmother on vacation in Sicily.
My grandmother is an avid traveler, but she hadn't been to Sicily until my husband and I took her on a trip.

Gloria Kostadinova

  • My grandmother always dreamed of going to Italy, but losing my grandfather put her plans on hold.
  • My husband and I surprised her with a trip to Sicily for her 75th birthday.
  • We found Sicily to be an accessible trip for an older relative, and can't wait to go back to Italy.

When she's not busy caring for everyone else, my grandmother loves to travel.

She's the one who really instilled a sense of wanderlust in our whole family. She's often embarking on a solo trip, or at least researching her next excursion across Europe.

For the longest time, her biggest dream was to visit Italy, and she spent years planning and saving up for a trip.

When my grandfather was diagnosed with cancer, her travel plans were put on hold and she devoted herself entirely to his care. The last few years were extremely taxing on her physically and emotionally, leaving my grandmother burned out and in a state of grief after my grandfather died in the spring of last year.

For her 75th birthday, my husband and I decided to surprise her with a trip to Italy to fulfill her lifelong dream. We ended up going to Sicily and left with unforgettable memories.

We chose Sicily for a few reasons, including accessibility

The view of Etna from the marina in Giardini Naxos, Italy.
We decided to stay in Giardini Naxos, a cozy town that offered a stunning view of Mt. Etna.

Gloria Kostadinova

With so many beautiful cities in Italy, it was difficult to choose the best place to go.

My grandmother had previously mentioned towns like Portofino and Cinque Terre, so we knew we had to stay coastal. Plus, since her birthday is in May, we wanted to go as far south as we could to enjoy some warm weather and the sea breeze.

We landed on Sicily and chose a quaint seafront hotel in Giardini Naxos, located just north of Catania. It turned out to be the perfect location and time of year to visit, especially with my grandmother's age, comfort, and needs in mind.

With two international airports located in Catania and Palermo, as well as a convenient railway system and a comprehensive bus network running across the island, Sicily is very easy to get to — and just as easy to navigate.

There was a direct bus from the airport to the town, giving my grandmother a chance to soak in the views and snap photos along the way.

May was the perfect time to enjoy warm weather with fewer crowds

The view from Villa Communale, the park in Taormina, Sicily.
The view from Taormina's public garden was unforgettable.

Gloria Kostadinova

The weather was warm enough to take a dip in the pool at our hotel, but we didn't have to deal with the sweltering Sicilian sun of the mid-summer months.

Since it wasn't peak season, the town had a relaxing feel with fewer tourists and crowds than we might've seen at a different time. We never had to wait in long lines, either.

From Giardini Naxos, we took a 15-minute bus ride to the iconic hilltop town of Taormina. The bus, running every 20 minutes, dropped us off right at the foot of the old town, which my grandmother greatly appreciated.

Although we skipped a "White Lotus" selfie at the Four Seasons in Taormina, we did meander down the side streets, indulge in gelato, and take in the panoramic views of Mt. Etna at Villa Comunale, the public gardens of Taormina.

I felt like we had an authentic Italian experience, complete with excellent hospitality and great food

Pasta alle vongole in Sicily.
I'm still thinking about the fresh seafood and homemade pasta I ate in Sicily.

Gloria Kostadinova

Sicily taught me that the stereotype about Italian hospitality exists for a reason. Everywhere we went, we were greeted with "Ciao ragazzi" and warm smiles, making us feel right at home.

We ate fresh seafood dishes like pasta alle vongole (pasta with clams). Although she didn't partake, my grandmother admired my husband's adventurous appetite when he tried ricci di mare (sea urchins), a Sicilian delicacy.

All over the island, we saw the striking ceramic heads of a man and woman (teste di moro), often in the form of vases. Deeply rooted in Sicilian folklore, the heads have various stories explaining their origins, mostly involving themes of love and betrayal.

To remember our trip, my grandmother and I bought small ceramic pine cones, another powerful symbol in Sicilian culture, representing prosperity and good luck.

Making my grandmother smile on her birthday was the greatest gift of all

The writer and her grandmother in Sicily.
The best part of my trip to Sicily was spending time with my grandmother.

Gloria Kostadinova

Although it was her first birthday without my grandfather, it was a beautiful experience for all of us.

For my grandmother, it meant not feeling alone in her grief and fulfilling a lifelong dream to visit Italy. For me, it meant making memories with my grandmother and seeing her smile.

Losing someone we love reminded us that we have to make the most of every moment. I'll always cherish this memory with my grandmother and am so grateful I was there for her first trip to Italy, though it certainly won't be our last.

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Medical groups warn Senate budget bill will create dystopian health care system

Medical organizations are blasting the Senate's budget bill in the wake of its narrow passage Tuesday, warning of the dystopian health care system that will arise from the $1.1 trillion in cuts to Medicaid and other federal health programs if it is passed into law. The bill has moved back to the House for a vote on the Senate's changes.

Over the weekend, an analysis from the Congressional Budget Office estimated that 11.8 million people would lose their health insurance over the next decade due to the cuts to Medicaid and other programs. Those cuts, which are deeper than the House's version of the bill, were maintained in the Senate's final version of the bill after amendments, with few concessions.

Organizations representing physicians, pediatricians, medical schools, and hospitals were quick to highlight the damage the proposal could cause.

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Apple gives EU users App Store options in attempt to avoid massive fines

Apple is changing its App Store policies in the EU in a last-minute attempt to avoid a series of escalating fines from Brussels.

The $3 trillion iPhone maker will allow developers in the bloc to offer apps designed for the iOS operating system in places other than Apple’s App Store, the company said.

Apple has been negotiating for two months with the European Commission after being fined €500 million for breaching the EU’s Digital Markets Act, the landmark legislation designed to curtail the power of Big Tech groups.

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Judge: Pirate libraries may have profited from Meta torrenting 80TB of books

Now that Meta has largely beaten an AI training copyright lawsuit raised by 13 book authors—including comedian Sarah Silverman and Pulitzer Prize-winning author Junot Diaz—the only matter left to settle in that case is whether Meta violated copyright laws by torrenting books used to train Llama models.

In an order that partly grants Meta's motion for summary judgment, judge Vince Chhabria confirmed that Meta and the authors would meet on July 11 to "discuss how to proceed on the plaintiffs’ separate claim that Meta unlawfully distributed their protected works during the torrenting process."

Chhabria's order suggested that authors may struggle to win this part of the fight, too, due to a lack of evidence, as there has not yet been much discovery on this issue that was raised so late in the case. But he also warned that Meta was wrong to argue its torrenting was completely "irrelevant" to whether its copying of books was fair use.

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Mastercard Is One of the Largest Financial Companies by Market Cap. But Is It a Buy?

With a market cap of nearly $500 billion, Mastercard (NYSE: MA) is a true corporate giant. Indeed, it ranks as the 16th-largest American company by market cap, ahead of other financial behemoths like Bank of America, Wells Fargo, American Express, and Morgan Stanley.

But why? And perhaps more importantly, will Mastercard retain its place in the years to come? Let's find out.

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Image source: Getty Images.

Mastercard's greatest asset is its business model

Like its chief rival Visa, Mastercard has a business model based on payment processing. The company operates a vast network that facilitates payment transactions between merchants, cardholders, and card-issuing institutions.

In other words, Mastercard is the classic middleman. It charges fees for the use of its network. And while -- broadly speaking -- each individual fee is tiny, they really add up.

Over the last 12 months, Mastercard generated $29 billion in revenue. That's up about 12% from a year earlier when the company generated $26 billion in revenue. The increase is thanks to growing global payment volumes as the world steadily moves closer to a cashless society. In particular, emerging market economies continue to transition away from cash and toward cards as living standards increase and internet access expands.

Moreover, Mastercard's network benefits from economies of scale. That is, as the network grows in size, Mastercard can derive more and more profit from it, as the benefits of the network grow faster than its costs.

Indeed, over the last 10 years, Mastercard's operating margin has increased from 53% to 58%, while its net income has soared from $3.7 billion to more than $13.1 billion.

MA Operating Margin (TTM) Chart

MA Operating Margin (TTM) data by YCharts

How and why Mastercard's stock has thrived

After reviewing its business model, it's no wonder that Mastercard stock has advanced by leaps and bounds. In fact, Mastercard has been one of the best stocks to own over the last 10 years, with a 10-year total return of 518%, easily outpacing the S&P 500's total return of 246% over the same period.

Supporting this excellent performance is Mastercard's solid mix of dividend payments and share buybacks. The company currently pays a modest quarterly dividend of $0.76 per share, generating a dividend yield of 0.55%. Mastercard also announced a $12 billion share repurchase plan in December of 2024, which will help drive shareholder value by reducing outstanding shares.

Mastercard can support these initiatives thanks to its strong free cash flow. Over the last 12 months, the company generated $14.3 billion in free cash flow, or $15.53 per share.

Is Mastercard stock a buy now?

Granted, there are risks to owning Mastercard stock.

For one, the company is subject to massive regulatory risks. Mastercard is subject to several ongoing lawsuits related to antitrust and consumer protection issues. As with any such litigation, legal fees, settlements, or monetary fines could take a bite out of its future profits.

In addition, competitive disruptions like crypto or emerging fintech companies could take market share from Mastercard going forward. Finally, there is the general risk of an economic downturn that would see global payment volumes slow.

However, while each of these risks is to be taken seriously, Mastercard's core business model is simply too good to ignore. Investors would be wise to buy and hold shares of Mastercard if they don't already own them.

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American Express is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Jake Lerch has positions in Visa. The Motley Fool has positions in and recommends Bank of America, Mastercard, and Visa. The Motley Fool has a disclosure policy.

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UK looking to loosen Google’s control of its search engine

The UK’s competition regulator is proposing to loosen Google’s control of its search engine in the first application of Britain’s tough new digital market rules.

The Competition and Markets Authority said on Tuesday that Google could be required to implement new “fair ranking” measures in its search results and give publishers more control over how it uses their content, including in output generated by artificial intelligence.

The CMA said it was minded to hand Google “strategic market status”—a label introduced under new digital market laws this year—in light of its dominant position in search and search advertising, which would require the tech giant to abide by a number of such conduct rules. A final decision will be made by October following a public consultation.

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23 valuable pieces of advice from graduation speeches throughout history

Tim cook tulane
Tim Cook speaks at Tulane University's commencement in 2019.

Josh Brasted/Getty Images

  • Most commencement speeches tend to follow a similar formula.
  • However, some are so inspiring that they are remembered long after graduation.
  • Presidents, Nobel Prize winners, CEOs, and comedians have all inspired graduates with their words.

Commencement speeches have the ability to inspire and motivate.

They are often an opportunity for media moguls, celebrities, and CEOs to impart wisdom to the graduating classes of colleges and universities across the country. 

Presidents have also used commencement speeches as more casual environments to drive home the values of their administrations, such as John F. Kennedy's 1963 speech at American University that called for peace. 

Here are valuable pieces of advice from graduation speeches throughout history.

"Our problems are manmade — therefore, they can be solved by man." — John F. Kennedy's 1963 speech at American University
john f kennedy speech
John F. Kennedy at American University.

Ted Streshinsky Photographic Archive/Getty Images

Against the tumult of the early '60s, John F. Kennedy inspired graduates to strive for what may be the biggest goal of them all: world peace.

"Too many of us think it is impossible," he said. "Too many think it unreal. But that is a dangerous, defeatist belief. It leads to the conclusion that war is inevitable — that mankind is doomed — that we are gripped by forces we cannot control."

Our job is not to accept that, he urged. "Our problems are manmade — therefore, they can be solved by man. And man can be as big as he wants." 

"Be the heroine of your life, not the victim." — Nora Ephron's 1996 speech at Wellesley College
nora ephron
Nora Ephron.

Joe Corrigan/Stringer/Getty Images

Addressing her fellow alums with trademark wit, Ephron reflected on all the things that had changed since her days at Wellesley … and all the things that hadn't.

"My class went to college in the era when you got a master's degree in teaching because it was 'something to fall back on' in the worst case scenario, the worst case scenario being that no one married you and you actually had to go to work," she said.

But while things had changed drastically by 1996, Ephron warned grads not to "delude yourself that the powerful cultural values that wrecked the lives of so many of my classmates have vanished from the earth." 

"Above all, be the heroine of your life, not the victim," she said. "Maybe young women don't wonder whether they can have it all any longer, but in case any of you are wondering, of course you can have it all. What are you going to do? Everything, is my guess. It will be a little messy, but embrace the mess. It will be complicated, but rejoice in the complications."

"We can learn to live without the sick excitement, without the kick of having scores to settle." — Kurt Vonnegut's 1999 speech at Agnes Scott College
Kurt Vonnegut
Kurt Vonnegut at Agnes Scott College.

C-SPAN

The famed author was one of the most sought-after commencement speakers in the United States for many years, thanks to his insights on morality and cooperation. At Agnes Scott, he asked graduates to make the world a better place by respecting humanity and living without hate. Hammurabi lived 4,000 years ago, he pointed out. We can stop living by his code.

"We may never dissuade leaders of our nation or any other nation from responding vengefully, violently, to every insult or injury. In this, the Age of Television, they will continue to find irresistible the temptation to become entertainers, to compete with movies by blowing up bridges and police stations and factories and so on," he said.

"But in our personal lives, our inner lives, at least, we can learn to live without the sick excitement, without the kick of having scores to settle with this particular person, or that bunch of people, or that particular institution or race or nation. And we can then reasonably ask forgiveness for our trespasses, since we forgive those who trespass against us."

The result, he said, would be a happier, more peaceful, and more complete existence.

"You are your own stories." — Toni Morrison's 2004 speech at Wellesley College
Toni Morrison Graduation Wellesley
Toni Morrison at Wellesley College.

Lisa Poole/AP Images

Instead of the usual commencement platitudes — none of which, Morrison argued, are true anyway — the Nobel Prize-winning writer asked grads to create their own narratives. 

"What is now known is not all what you are capable of knowing," she said. "You are your own stories and therefore free to imagine and experience what it means to be human without wealth. What it feels like to be human without domination over others, without reckless arrogance, without fear of others unlike you, without rotating, rehearsing and reinventing the hatreds you learned in the sandbox."

In your own story, you can't control all the characters, Morrison said. "The theme you choose may change or simply elude you. But being your own story means you can always choose the tone. It also means that you can invent the language to say who you are and what you mean." Being a storyteller reflects a deep optimism, she said — and as a storyteller herself, "I see your life as already artful, waiting, just waiting and ready for you to make it art."

"Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose." — Steve Jobs' 2005 speech at Stanford University
Steve Jobs Commencement HD
Steve Jobs at Stanford University.

Linda A. Cicero/Stanford News Service

In a remarkably personal address, the Apple founder and CEO advised graduates to live each day as if it were their last.

"Remembering that I'll be dead soon is the most important tool I've ever encountered to help me make the big choices in life," he said. He'd been diagnosed with pancreatic cancer a year earlier.

"Because almost everything — all external expectations, all pride, all fear of embarrassment or failure — these things just fall away in the face of death, leaving only what is truly important," he continued. "Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart."

Jobs said this mindset will make you understand the importance of your work. "And the only way to do great work is to love what you do," he said. "If you haven't found it yet, keep looking. Don't settle. As with all matters of the heart, you'll know when you find it."

Settling means giving in to someone else's vision of your life — a temptation Jobs warned against. "Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition."

"If you really learn how to pay attention, then you will know there are other options." — David Foster Wallace's 2005 speech at Kenyon College
David Foster Wallace
David Foster Wallace at Kenyon College.

Steve Rhodes

In his now-legendary "This Is Water" speech, the author urged grads to be a little less arrogant and a little less certain about their beliefs.

"This is not a matter of virtue," Wallace said. "It's a matter of my choosing to do the work of somehow altering or getting free of my natural, hard-wired default setting, which is to be deeply and literally self-centered and to see and interpret everything through this lens of self."

Doing that will be hard, he said. "It takes will and effort, and if you are like me, some days you won't be able to do it, or you just flat won't want to."

But breaking free of that lens can allow you to truly experience life, to consider possibilities beyond your default reactions.

"If you're automatically sure that you know what reality is, and you are operating on your default setting, then you, like me, probably won't consider possibilities that aren't annoying and miserable," he said. "But if you really learn how to pay attention, then you will know there are other options. It will actually be within your power to experience a crowded, hot, slow, consumer-hell type situation as not only meaningful, but sacred, on fire with the same force that made the stars: love, fellowship, the mystical oneness of all things deep down."

"If it doesn't feel right, don't do it." — Oprah Winfrey's 2008 speech at Stanford University
oprah commencement
Oprah Winfrey at Stanford University.

YouTube/Stanford University

The media mogul told Stanford's class of 2008 that they can't sacrifice happiness for money. "When you're doing the work you're meant to do, it feels right and every day is a bonus, regardless of what you're getting paid," she said.

She said you can feel when you're doing the right thing in your gut. "What I know now is that feelings are really your GPS system for life. When you're supposed to do something or not supposed to do something, your emotional guidance system lets you know," she said.

She explained that doing what your instincts tells you to do will make you more successful because it will drive you to work harder and will save you from debilitating stress.

"If it doesn't feel right, don't do it. That's the lesson. And that lesson alone will save you, my friends, a lot of grief," Winfrey said. "Even doubt means don't. This is what I've learned. There are many times when you don't know what to do. When you don't know what to do, get still, get very still, until you do know what to do."

"Life is an improvisation. You have no idea what's going to happen next and you are mostly just making things up as you go along." — Stephen Colbert's 2011 speech at Northwestern University
Stephen colbert
Stephen Colbert.

Joshua Lott/AP Images

The comedian and host of the "Late Show" told grads they should never feel like they have it all figured out.

"Whatever your dream is right now, if you don't achieve it, you haven't failed, and you're not some loser. But just as importantly — and this is the part I may not get right and you may not listen to — if you do get your dream, you are not a winner," Colbert said.

It's a lesson he learned from his improv days. When actors are working together properly, he explained, they're all serving each other, playing off each other on a common idea. "And life is an improvisation. You have no idea what's going to happen next and you are mostly just making things up as you go along. And like improv, you cannot win your life," he said.

"There are few things more liberating in this life than having your worst fear realized." — Conan O'Brien's 2011 speech at Dartmouth College
conan o'brien dartmouth
Conan O'Brien at Dartmouth College.

Dartmouth College

In his hilarious 2011 address to Dartmouth College, the late-night host spoke about his brief run on "The Tonight Show" before being replaced by Jay Leno. O'Brien described the fallout as the lowest point in his life, feeling very publicly humiliated and defeated. But once he got back on his feet and went on a comedy tour across the country, he discovered something important.

"There are few things more liberating in this life than having your worst fear realized," he said.

He explained that for decades the ultimate goal of every comedian was to host "The Tonight Show," and like many comedians, he thought achieving that goal would define his success. "But that is not true. No specific job or career goal defines me, and it should not define you," he said.

He noted that disappointment is a part of life, and the beauty of it is that it can help you gain clarity and conviction.

"It is our failure to become our perceived ideal that ultimately defines us and makes us unique," O'Brien said. "It's not easy, but if you accept your misfortune and handle it right, your perceived failure can be a catalyst for profound re-invention."

 O'Brien said that dreams constantly evolve, and your ideal career path at 22 years old will not necessarily be the same at 32 or 42 years old. 

"I am here to tell you that whatever you think your dream is now, it will probably change. And that's OK," he said.

"The difference between triumph and defeat, you'll find, isn't about willingness to take risks — it's about mastery of rescue." — Atul Gawande's 2012 speech at Williams College
Atul Gawande
Atul Gawande.

Neilson Barnard/Getty Images

Pushing beyond the tired "take risks!" commencement cliché, the surgeon, writer, and activist took a more nuanced approach: what matters isn't just that you take risks; it's how you take them.

To explain, he turned to medicine."Scientists have given a new name to the deaths that occur in surgery after something goes wrong — whether it is an infection or some bizarre twist of the stomach," said Gawande. "They call them a 'Failure to Rescue.' More than anything, this is what distinguished the great from the mediocre. They didn't fail less. They rescued more."

What matters, he said, isn't the failure — that's inevitable — but what happens next. "A failure often does not have to be a failure at all. However, you have to be ready for it. Will you admit when things go wrong? Will you take steps to set them right? — because the difference between triumph and defeat, you'll find, isn't about willingness to take risks. It's about mastery of rescue."

"Err in the direction of kindness." — George Saunders' 2013 speech at Syracuse University
George Saunders
George Saunders.

Evan Agostini/Invision/AP Images

The writer stressed what turns out to be a deceptively simple idea: the importance of kindness.

"What I regret most in my life are failures of kindness," he said. "Those moments when another human being was there, in front of me, suffering, and I responded ... sensibly. Reservedly. Mildly." 

But kindness is hard, he said. It's not necessarily our default. In part, he explained, kindness comes with age. "It might be a simple matter of attrition: as we get older, we come to see how useless it is to be selfish — how illogical, really." The challenge he laid out: Don't wait. "Speed it along," he urged. "Start right now."

"There's a confusion in each of us, a sickness, really: selfishness," Saunders said. "But there's also a cure. So be a good and proactive and even somewhat desperate patient on your own behalf — seek out the most efficacious anti-selfishness medicines, energetically, for the rest of your life."

"Do all the other things, the ambitious things — travel, get rich, get famous, innovate, lead, fall in love, make and lose fortunes, swim naked in wild jungle rivers (after first having it tested for monkey poop) – but as you do, to the extent that you can, err in the direction of kindness."

"Ditch the dream and be a doer, not a dreamer." — Shonda Rhimes' 2014 speech at Dartmouth College
shonda rhimes dartmouth
Shonda Rhimes at Dartmouth College.

Dartmouth/YouTube

The world's most powerful showrunner told grads to stop dreaming and start doing.

The world has plenty of dreamers, she said. "And while they are busy dreaming, the really happy people, the really successful people, the really interesting, engaged, powerful people, are busy doing." She pushed grads to be those people.

"Ditch the dream and be a doer, not a dreamer," she advised — whether or not you know what your "passion" might be. "The truth is, it doesn't matter. You don't have to know. You just have to keep moving forward. You just have to keep doing something, seizing the next opportunity, staying open to trying something new. It doesn't have to fit your vision of the perfect job or the perfect life. Perfect is boring and dreams are not real," she said.

"Your job is to create a world that lasts forever." — Steven Spielberg's 2016 speech at Harvard
Steven Spielberg Harvard commencement
Steven Spielberg at Harvard.

Harvard

"This world is full of monsters," director Steven Spielberg told Harvard graduates, and it's the next generation's job to vanquish them.

"My job is to create a world that lasts two hours. Your job is to create a world that lasts forever," he said.

These monsters manifest themselves as racism, homophobia, and ethnic, class, political, and religious hatred, he said, noting that there is no difference between them: "It is all one big hate."

Spielberg said that hate is born of an "us versus them" mentality, and thinking instead about people as "we" requires replacing fear with curiosity.

"'Us' and 'them' will find the 'we' by connecting with each other, and by believing that we're members of the same tribe, and by feeling empathy for every soul," he said.

"I wake up in a house that was built by slaves." — Michelle Obama's 2016 speech at the City College of New York
michelle obama city college
Michelle Obama at the City College of New York.

Spencer Platt/Getty Images

In her 23rd and final commencement speech as first lady, Michelle Obama urged the class of 2016 to pursue happiness and live out whatever version of the American Dream is right for them.

"It's the story that I witness every single day when I wake up in a house that was built by slaves," she said, "and I watch my daughters — two beautiful, Black young women — head off to school waving goodbye to their father, the president of the United States, the son of a man from Kenya who came here to America for the same reasons as many of you: to get an education and improve his prospects in life."

"So, graduates, while I think it's fair to say that our Founding Fathers never could have imagined this day," she continued, "all of you are very much the fruits of their vision. Their legacy is very much your legacy and your inheritance. And don't let anybody tell you differently. You are the living, breathing proof that the American Dream endures in our time. It's you."

"Not everything that happens to us happens because of us." — Sheryl Sandberg's 2016 speech at UC Berkeley
sheryl sandberg
Sheryl Sandberg speaks during a forum in San Francisco.

Eric Risberg/AP

During the Facebook COO's deeply personal commencement speech about resilience at UC Berkeley, she spoke on how understanding the three Ps that largely determine our ability to deal with setbacks helped her cope with the loss of her husband, Dave Goldberg.

She outlined the three Ps as:

· Personalization: Whether you believe an event is your fault.
· Pervasiveness: Whether you believe an event will affect all areas of your life.
· Permanence: How long you think the negative feelings will last.

"This is the lesson that not everything that happens to us happens because of us," Sandberg said about personalization. It took understanding this for Sandberg to accept that she couldn't have prevented her husband's death. "His doctors had not identified his coronary artery disease. I was an economics major; how could I have?"

"Empathy and kindness are the true signs of emotional intelligence." — Will Ferrell's 2017 speech at the University of Southern California
will ferrell usc
Will Ferrell at the University of Southern California.

Jerritt Clark/Getty Images

Comedian Will Ferrell, best known for lead roles in films like "Anchorman," "Elf," and "Talledega Nights," delivered a thoughtful speech to USC's graduating class of 2018.

"No matter how cliché it may sound, you will never truly be successful until you learn to give beyond yourself," he said. "Empathy and kindness are the true signs of emotional intelligence, and that's what Viv and I try to teach our boys. Hey Matthias, get your hands of Axel right now! Stop it. I can see you. OK? Dr. Ferrell's watching you."

He also offered some words of encouragement: "For many of you who maybe don't have it all figured out, it's OK. That's the same chair that I sat in. Enjoy the process of your search without succumbing to the pressure of the result."

He even finished off with a stirring rendition of the Whitney Houston classic, "I Will Always Love You." He was, of course, referring to the graduates.

"Call upon your grit. Try something." — Tim Cook's 2019 speech at Tulane University
Tim cook tulane
Tim Cook at Tulane University.

Josh Brasted/Getty Images

Apple CEO Tim Cook delivered the 2019 commencement speech for the graduates of Tulane University, offering valuable advice on success.

"We forget sometimes that our preexisting beliefs have their own force of gravity," Cook said. "Today, certain algorithms pull toward you the things you already know, believe, or like, and they push away everything else. Push back."

"You may succeed. You may fail. But make it your life's work to remake the world because there is nothing more beautiful or more worthwhile than working to leave something better for humanity."

"As you leave this room don't forget to ask yourself what you can offer to make the 'club of life' go up?" — Issa Rae's 2021 speech at Stanford University
issa rae
Issa Rae.

Getty/Kevin Winter

In the speech, Rae pulled lyrics from Boosie Badazz, Foxx, and Webbie's "Wipe Me Down," which she said she and her friends played on a boombox during the "Wacky Walk" portion of their own 2007 graduation ceremony at Stanford, to illustrate the importance of seeing "every opportunity as a VIP — as someone who belongs and deserves to be here." 

Rae particularly drew attention to one line from the song: "I pull up at the club, VIP, gas tank on E, but all dranks on me. Wipe me down."

"To honor the classic song that has guided my own life — as you leave this room, don't forget to ask yourself what you can offer to make the 'club of life' go up. How can you make this place better, in spite of your circumstances?" she said. "And as you figure those things out, don't forget to step back and wipe yourselves down, wipe each other down and go claim what's yours like the VIPs that you are."

"My experience has been that my mistakes led to the best things in my life." — Taylor Swift's 2022 speech at New York University
Taylor Swift delivers the commencement address to New York University graduates, in New York on May 18, 2022.
Taylor Swift delivers the commencement address to New York University graduates on May 18, 2022.

Dia Dipasupil/Getty Images

In her first public appearance of 2022, Taylor Swift poked fun at her "cringe" fashion moments and her experience of growing up in the public eye, which led to receiving a lot of unsolicited career advice.

"I became a young adult while being fed the message that if I didn't make any mistakes, all the children of America would grow up to be perfect angels. However, if I did slip up, the entire Earth would fall off its axis and it would be entirely my fault and I would go to pop star jail forever and ever," Swift said in her speech. "It was all centered around the idea that mistakes equal failure and ultimately, the loss of any chance at a happy or rewarding life."

"This has not been my experience," she continued. "My experience has been that my mistakes led to the best things in my life."

She also alluded to her past feud with Kanye West, joking that "getting canceled on the internet and nearly losing my career gave me an excellent knowledge of all the types of wine."

She elaborated, saying that losing things doesn't just mean losing.

"A lot of the time, when we lose things, we gain things too," she said. 

"Your future is in your hands — all you have to do is listen." — Oprah Winfrey's 2023 speech at Harvard University
Oprah Winfrey attends the 2023 Academy Museum Gala at Academy Museum of Motion Pictures on December 03, 2023, in Los Angeles, California.
Oprah Winfrey.

Taylor Hill//WireImage

Winfrey also spoke to Harvard University's graduating class about how God has guided her throughout her life and the importance of listening.

"Life is always talking to us," she said in her speech. "When you tap into what it's trying to tell you, when you can get yourself quiet enough to listen — really listen — you can begin to distill the still, small voice, which is always representing the truth of you, from the noise of the world. You can start to recognize when it comes your way. You can learn to make distinctions, to connect, to dig a little deeper. You'll be able to find your own voice within the still, small voice—you'll begin to know your own heart and figure out what matters most when you can listen to the still, small voice. Every right move I've made has come from listening deeply and following that still, small voice, aligning myself with its power."

Winfrey also discussed avoiding imposter syndrome, tapping into who you are, and treating others with integrity. 

"We also need generosity of spirit; we need high standards and open minds and untamed imagination," she continued. "That's how you make a difference in the world. Using who you are and what you stand for to make changes big and small."

"The soul of America is what makes us unique among all nations." — Joe Biden's 2023 speech at Howard University
President Joe Biden receives an honorary Doctor of Humane Letters at the 2023 Commencement Ceremony for Howard University
President Joe Biden receives an honorary Doctor of Humane Letters at the 2023 commencement ceremony for Howard University.

Anna Rose Layden/Getty Images

The president received an honorary degree and spoke of the values of America at the HBCU, the alma mater of his vice president, Kamala Harris.

"We're the only country founded on an idea — not geography, not religion, not ethnicity, but an idea. The sacred proposition, rooted in Scripture and enshrined in the Declaration of Independence, that we're all created equal in the image of God and deserve to be treated equally throughout our lives," Biden said. "While we've never fully lived up to that promise, we never before fully walked away from it."

Biden also addressed many of the causes his campaign has pushed over the years, including the right to choose and "to put democracy on the ballot."

"We can finally resolve those ongoing questions about who we are as a nation. That puts strength of our diversity at the center of American life," he continued. "A future that celebrates and learns from history. A future for all Americans. A future I see you leading. And I'm not, again, exaggerating. You are going to be leading it."

"Humor is the most powerful, most survival-essential quality you will ever have or need to navigate through the human experience." — Jerry Seinfeld's 2024 speech at Duke University
Jerry Seinfeld at The Kelly Clarkson Show in April 2024.
Jerry Seinfeld.

NBC/Getty Images

Seinfeld's commencement speech made headlines after students walked out in protest of the war in Gaza. Seinfeld has been public about his support for Israel.

Despite the controversy, the speech offered valuable pieces of advice. The comedian and sitcom star's speech addressed the value of not losing your sense of humor, no matter what life throws at you.

"I totally admire the ambitions of your generation to create a more just and inclusive society," he said. "I think it is also wonderful that you care so much about not hurting other people's feelings in the million and one ways we all do that."

"What I need to tell you as a comedian: Do not lose your sense of humor," he continued. "You can have no idea at this point in your life how much you are going to need it to get through. Not enough of life makes sense for you to be able to survive it without humor."

Seinfeld also offered his "three keys to life": "Number one. Bust your ass. Number two. Pay attention. Number three. Fall in love."

"The vast majority of what you need to know about work, about relationships, about yourself, about life, you have yet to learn." — Jerome Powell's 2025 speech at Princeton University
Fed Chair Jerome Powell
Federal Reserve Chair Jerome Powell spoke to graduates at Princeton University.

Kayla Bartkowski/Getty Images

A graduate of the university himself, the Federal Reserve chair spoke to the 2025 graduating class at Princeton University and offered graceful words to the graduates, saying "each of us is a work in progress" and "the possibilities for self-improvement are limitless."

"We risk failure, awkwardness, embarrassment, and rejection," he said. "But that's how we create the career opportunities, the great friendships, and the loves that make life worth living."

"If you aren't failing from time to time, you aren't asking enough of yourself. Sooner than you think, many of you will be asked to assume leadership roles. It is very common to feel, as I once did, that you are not ready. Just know that almost no one is truly ready," he said. "Be the leader that people can learn from, the one that people want to work for."

Richard Feloni and Rachel Gillett contributed to an earlier version of this story, which was first published in 2016 and was most recently updated in June 2025.

Read the original article on Business Insider

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Warren Buffett Has 48% of His $281 Billion Portfolio Invested in 3 Exceptional Stocks

One of the things that makes Warren Buffett a widely admired investor is his willingness to share how he does it. Buffett has been a student of the market since his first stock purchase more than 80 years ago. He shares mistakes made and lessons learned every year in his letter to Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) shareholders and at the annual shareholder meeting.

Investors also gain insights into his and his team's investments through Securities and Exchange Commission filings disclosing Berkshire's portfolio changes.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Learn More »

While Buffett has been a net seller of stocks the past few years, he still oversees a portfolio worth $281 billion as of this writing. And nearly half of that is invested in just three exceptional stocks.

Close up of Warren Buffett.

Image source: The Motley Fool.

1. Apple (22% of portfolio value)

Buffett first bought shares of Apple (NASDAQ: AAPL) in 2016 when it traded at a valuation too low to ignore. Buffett saw the powerful moat created by the iPhone, locking hundreds of millions of consumers into the Apple ecosystem, and Berkshire Hathaway poured tens of billions of dollars into the stock duringthe next couple of years. At one point, Apple accounted for more than half of Berkshire's marketable equity portfolio. After selling a significant chunk in 2024, it now accounts for 22% of the portfolio.

As mentioned, Apple benefits from a wide competitive moat thanks to the success of its iPhone. Apple's iPhone sales topped $200 billion in each of the past three years, and sales are on track to grow in 2025. The iPhone is the center of Apple's growing ecosystem of devices and services, helping the rest of the business grow.

The services segment is a particularly bright spot for Apple, currently boasting a $100 billion annual run rate. Apple's services are significantly higher margin sources of revenue than its devices. As one of the fastest-growing segments of the business, Apple's overall profit margins are expanding as a result. When combined with Apple's huge share repurchase program, Apple is capable of producing meaningful growth in earnings per share.

Apple faces some headwinds, though. First of all, it's in the crosshairs of the tariffs planned by the Trump administration. Its supply chain relies heavily on China and Taiwan. As a result, its costs could increase and it may have to pass those expenses on to consumers. That could dent its device sales.

Additionally, Apple has been slow to develop competitive artificial intelligence services. It risks losing customers looking for more AI integrated capabilities from their phones and services. Apple customers tend to be locked into the ecosystem, which helps minimize that risk.

Apple stock has fallen from its late-2024 all-time high, trading more than 20% below its peak. At its current price, the stock's valuation is about 28 times forward earnings. While Apple isn't the fast grower it once was, it holds a lot of potential to unlock value with AI services in the future while its iPhone and services businesses remain rock solid today. As such, it looks like a fair price to pay for the tech giant.

2. American Express (16%)

American Express (NYSE: AXP) is a longtime holding for Buffett. He put about $1.3 billion into the stock in the 1990s and hasn't touched it since. Today, those shares are worth nearly $45 billion.

Amex separates itself from other credit card companies by operating as both the card issuer and as the payments network. Most issuing banks partner with Visa or Mastercard to remit payments to vendors from customer accounts. Doing both allows Amex to exercise more control over the business and capture more of the economics of card payments. To that end, it's done extremely well, commanding higher interchange fees from businesses by attracting affluent households to its high-fee products.

Amex has successfully raised the fees on its cards during the past few years. It reported an 18% year-over-year increase in net card fees during the first quarter, while its customers spent just 6% more compared to the first quarter of 2024. That said, the fees collected from processing payments is still its biggest source of revenue.

During the past few years, Amex has shifted strategies to offer more credit products to customers. Its charge cards historically required customers to pay their full balance each month, but Amex now lets customers pay over time with interest. Its interest income grew quickly from 2021 through 2024, but slowed to just 11% growth in the first quarter. That's mostly due to the law of large numbers, as interest income now accounts for nearly a quarter of its revenue.

Amex may be a bit more insulated from an economic slowdown compared to other banks and payment processors due to its focus on high-income households and lesser focus on interest income. As such, it's less susceptible to loan defaults. Amex trades for a significant premium relative to its most comparable competitor, Capital One Financial, but it arguably deserves a premium due to the strength of its customer base, its scale, and its ability to boost revenue through fee increases and more interest-bearing services.

3. Coca-Cola (10%)

Coca-Cola (NYSE: KO) is another stock Buffett bought more than 30 years ago and has no plans to sell anytime soon. His original $1.3 billion investment in the company (yes, the same amount he invested in Amex) is now worth about $29 billion. Not to mention, Coke's paid out more and more each year in dividends. Berkshire shareholders will collect roughly $816 million in dividends from Coca-Cola this year.

The appeal of the company is two-fold.

First of all, it has one of the strongest global brands in history. The red Coca-Cola logo is known the world over transliterated into practically every language known to man. Its brand strength extends well beyond its flagship product, though, to include top-selling carbonated drinks, water, juice, and sports drinks. That gives it considerable pricing power, which it has used to help offset inflation in recent years.

The second factor is its huge scale, which has made it cost-effective to create localized supply chains for producing and packaging its products. That's come to the fore in recent months as global trade policies put pressure on other global companies. Coca-Cola has managed to avoid the impact of tariffs more than its competitors, enabling it to keep its costs down. During its first-quarter earnings call, management warned it's not immune to global trade dynamics, but it's better positioned than most businesses.

Both of those advantages helped Coke produce strong first-quarter results while reaffirming its forecast for the full year. Revenue grew 6% and earnings per share grew 1%. Those numbers might not seem impressive, but they look great compared to Coke's biggest rival PepsiCo, which saw revenue and earnings per share shrink in the first quarter.

Coke's relative strength hasn't gone unnoticed. The stock price has climbed 15% year to date as of this writing, and the shares trade at 24 times forward earnings. That's higher than its historic average, but not outrageously so. With its strong position in the current economic environment, it might be worth paying a premium for Coca-Cola stock. You'll also collect a nice 2.8% dividend yield at the current price.

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American Express is an advertising partner of Motley Fool Money. Adam Levy has positions in Apple, Mastercard, and Visa. The Motley Fool has positions in and recommends Apple, Berkshire Hathaway, Mastercard, and Visa. The Motley Fool recommends Capital One Financial. The Motley Fool has a disclosure policy.

  •  

6 Best RingCentral Alternatives & How They Compare (2025)

Are you fed up with overspending on your business phone system? Or maybe you’re a startup looking for a cost-effective solution that still has all the features you need?

RingCentral is a great option for many companies and entrepreneurs (in fact, we often recommend it to WPBeginner readers). However, it’s not the perfect solution for every single business.

That’s why I’ve done the research for you, testing a ton of business phone systems to find the best RingCentral alternatives. I looked at everything from pricing and ease of use to call quality and customer support, focusing on solutions suitable for all kinds of business owners.

Whether you’re looking for advanced features or just want something simple and affordable, I’m confident I’ve found a RingCentral alternative to fit your needs.

Best RingCentral Alternatives & How They Compare

Quick Pick – The Best RingCentral Alternatives

In a hurry? No worries! Take a look at my top picks so you can quickly choose the right RingCentral alternative for your site.

RankRingCentral AlternativeBest ForPrice per month
🥇NextivaBusinesses of all sizes, especially remote teams$20 per user
🥈OomaSmall businesses on a tight budget$19.95
🥉GrasshopperSolo entrepreneurs in the US and Canada$14
4Zoom PhoneTeams that require video conferencing and team messaging$15 per user
5Phone.comBusinesses that operate globally, especially healthcare$15 per user
6VonageCall centers and larger businesses$13.99 per line

How I Tested & Reviewed Ring Central Alternatives

I know that finding the right communication platform can be daunting and high-stakes. Make the wrong decision, and your remote team may struggle to collaborate. Even worse, you might miss urgent customer queries, provide a terrible customer experience, or lose out on potential leads.

With so much at stake, I’m committed to giving you the best possible advice about RingCentral alternatives.

That said, here’s how I tested the different options in this article: 

  • We have actually used them at WPBeginner: For instance, we have used Nextiva for our own business phone system for many years and Zoom for company meetings. This real-world experience means we understand how these tools perform in a real business, and not just in a perfect demo environment.
  • I put the most popular ones to the test: I dug deep into these solutions, analyzing them based on the stuff that really matters: How easy are they to use? What features do they offer? Do they have any time-saving artificial intelligence tools? And of course, how much do they cost? 
  • I tried customizing them: Your business is unique, so your communication system should be, too. With that in mind, I personally tested each RingCentral alternative to see whether you can customize the call flows, greetings, and overall experience. For example, do you have the flexibility to fine-tune the VoIP or communications solution to better suit your business, or are you stuck with the default settings?
  • I categorized them: The truth is, there’s no single ‘best’ RingCentral alternative that’s perfect for everyone. I understand that a small startup has different needs than a large call center. With that in mind, I categorized each solution to help you find the right platform for your unique needs. 

Why Trust WPBeginner?

As someone who’s been part of the WPBeginner team for a while now, I’ve seen firsthand how important good communication is for any business, including ours!

We use tools like Nextiva across our entire business to manage our communications, so we have first-hand experience with how they work.

In addition, everyone at WPBeginner follows a strict editorial process to make sure our reviews are always helpful and trustworthy.

So, when you read my thoughts on these RingCentral alternatives, know that they come from someone who uses these kinds of tools daily, understands the communication needs of a business like yours, and is committed to helping you find the right solution.

6 Best RingCentral Alternatives

Now, let’s look at the best RingCentral alternatives you should consider for your business.

1. Nextiva – Best for Remote Teams

The Nextiva RingCentral alternative

I can confidently say that Nextiva is an excellent business phone service, especially for remote teams. Since it’s a cloud-based platform, you can answer calls from anywhere using an app on your computer or phone.

We also use it across our own business. We ultimately chose Nextiva because it offered the best balance of features, ease of use, and affordability for a business phone system, especially for remote teams like ours.

You can check out our Nextiva review for more information.

The Nextiva AI-powered Unified-CXM platform

Another standout feature is Nextiva’s ability to handle multiple communication channels, including phone, SMS, live chat, video, team messaging, and social media. 

This makes it particularly well-suited for customer support, as it allows for seamless customer interactions. 

The Nextiva dashboard

Nexitva’s IVR (Interactive Voice Response) system is also incredibly useful. This automated phone menu allows callers to interact with Nextiva using their keyboard or voice.

If you’ve ever rang a phone number and heard a pre-recorded greeting say something like “Press 1 for…” then you’ve encountered an IVR system before.

This feature enables you to route callers to the right department or person automatically, allowing you to better handle high call volumes. By automating simple routine tasks like this, you’ll be free to focus on more complex customer issues.

Plus, Nextiva has some great call analytics and reports. These call metrics allow you to see how many calls your team can handle and improve your customer service and sales teams.

Overall, Nextiva’s feature set is very impressive and includes automated reminders, video calls, an auto-attendant, and screen sharing.

Creating an automated communication flow using a drag-and-drop editor

It also integrates smoothly with other business tools like HubSpot, Zendesk, Zoho, and Salesforce.

✅ Pros of Nextiva:

  • Cloud-based business phone service that’s perfect for remote work
  • Affordable VoIP phone service
  • Automated call forwarding based on your schedule
  • Built-in contact management features
  • Supports video chat, including screen sharing and file sharing
  • Handles multiple communication channels
  • Email and text voicemail transcription
  • Detailed call analytics 
  • Easily connects with other business tools

❌ Cons of Nextiva:

  • No matter what plan you buy, you’ll need to pay for each additional user. This may make Nextiva difficult to scale, especially if you’re a rapidly expanding company that regularly onboards new employees. 
  • The desktop app uses many resources and can slow down your computer.

Why I recommend Nextiva: As remote work continues to grow, I’m hearing from more and more businesses that need a reliable cloud-based phone solution. If this sounds like you, then Nextiva may be your ideal solution.

It lets you answer calls from anywhere using an app on your computer or phone, so it’s perfect for remote teams. I can also see this being a good option if your employees regularly travel or work in the field.

Pricing: Plans start at $20 per user per month for the Digital Plan and go up to $60 per user per month for the advanced Power Suite plan. 

Switch from RingCentral and save up to 50%. As a trusted alternative to RingCentral, we’re offering our WPBeginner readers a big discount on their Nextiva subscription.

2. Ooma – Best for Small Businesses on a Tight Budget

The Ooma small business phone system

For small businesses, every dollar counts. Luckily, Ooma offers advanced features like auto-attendant, call forwarding, and voicemail transcription at a surprisingly budget-friendly price.

One of Oooma’s standout features is its virtual receptionist, which lets you create custom messages with general information such as your business hours and locations. It will then read these messages to anyone who calls your business number.

This helps callers get essential information right away, even if you don’t have a huge support team available 24/7.

Setting up a virtual receptionist for your small business

But here’s where Oooma gets really smart.

The Virtual Receptionist isn’t just some basic answering machine. It can actually figure out who the caller needs to speak with and automatically forward them to the right person or department. For example, the virtual receptionist can ask callers to press different buttons for specific extensions, such as “Press 1 to speak with our refunds department.”

This makes your business look incredibly efficient and organized, allowing you to compete with the big guys (even if you’re a small team behind the scenes).

I also appreciated the drag-and-drop call flow designer, making it easy to create custom call flows. Even if you don’t have a technical expert on staff, you can still create custom call routes in minutes.

During my testing, I found Ooma’s call quality to be consistently clear and reliable. The mobile app is also pretty handy, allowing you to make unlimited domestic calls.

Even better, you can save up to 90% on international call rates when you dial through the app. That’s a massive saving if you call overseas a lot!

The Ooma app also uses your phone’s Wi-Fi or data connection to make calls. That means you can chat away without worrying about using up all your mobile data or sacrificing call quality.

✅ Pros of Ooma:

  • Toll-free number with 500 minutes of inbound calls each month.
  • Assign multiple devices to the same user.
  • Automated call forwarding based on a schedule.
  • The Caller Info Match feature automatically fetches customer information from sources like LinkedIn, Facebook, Google, HubSpot, ServiceNow, or Zoho.
  • Supports video chat, including noise suppression, host muting, and HD streams.
  • Convenient ‘meet now’ link for instant virtual meetings.
  • Automatic voicemail transcription, plus a voicemail-to-email option.
  • Easily connects with other business tools, including Microsoft Dynamics 365, Zoho, FreshDesk, and Salesforce Lightning.

❌ Cons of Ooma:

  • A few users have experienced issues setting up the mobile app.
  • Some features, such as the IVR system, can be complex to set up and require technical expertise.

Why I recommend Ooma: If you’re a small business or have a limited budget, then Ooma Office Essentials is a great starting point. Its user-friendly interface makes it easy to set up and manage your phone system, even if you don’t have a team of technical experts on staff.

Ooma is also designed to be affordable. It includes unlimited calling to the US, Canada, Mexico, and Puerto Rico, so it’s a great, budget-friendly solution if you regularly call these locations.

Pricing: Ooma Office Essentials is priced at $19.95 per month, and is our recommendation for startups, small business owners, and WordPress freelancers.

However, you can unlock additional features such as call recording and call blocking, voicemail transcriptions, and video conferencing by upgrading to either Ooma Office Pro ($24.95) or Ooma Office Pro Plus ($29.95).

3. Grasshopper – Best for Solo Entrepreneurs in the US/Canada

The Grasshopper virtual business phone service

Setting up and maintaining a professional phone system can be overwhelming, especially when you’re flying solo. That’s where Grasshopper comes in.

This is a powerful virtual business phone service specifically designed to help solo entrepreneurs establish a strong brand image and communicate effectively with customers.

Solo entrepreneurs often work from home or remotely, which can make it difficult to establish a professional phone presence. Grasshopper solves this problem by allowing you to create a toll-free number, a vanity number, or a local number in any city of your choice.

I particularly like the option to create a local number, as it helps you appeal to customers outside of your immediate area. You could potentially take your solo business international!

Even better, the Grasshopper app lets customers and potential leads reach you at any time. It doesn’t matter whether you’re working from home, your local coffee shop, or on the go. The app helps you grow your business by ensuring you don’t miss important calls.

The best part? You don’t need to buy any additional phones or equipment—your existing smartphone or computer will do. This makes it an affordable solution for solo entrepreneurs who need to establish a reliable phone system on a limited budget.

It’s also a good option for startups or even some small businesses that may not have invested in professional equipment yet.

To make sure customers always get a response, Grasshopper can automatically send a text to new callers when you can’t answer them right away. This feature is especially useful when you’re flying solo – even the most dedicated solo entrepreneur can’t be available 24/7.

However, keep in mind that Grasshopper is only available to customers in the US or Canada.

✅ Pros of Grasshopper:

  • Send and receive texts on your Grasshopper business number.
  • Forward any incoming calls to multiple phones at once.
  • Automatic voicemail transcriptions.
  • Use your internet connection when cell reception is poor.
  • Receive faxes as PDF attachments, sent straight to your email inbox.
  • Monitor your business with detailed call reports and analytics.

❌ Cons of Grasshopper

  • No advanced features like video conferencing or team messaging.
  • Limited integrations with other software (Skype and Google Voice only).
  • $500 deposit is required to enable international outgoing calls.
  • Only available in the US and Canada.

Why I recommend Grasshopper: With Grasshopper, you don’t have to worry about complicated technical setup, maintenance, or equipment. This makes it a good option for startups and small businesses, but I particularly recommend it for solo entrepreneurs.

Grasshopper’s choice of toll-free, vanity, and local numbers helps you establish a professional phone presence, while the app allows you to answer calls from any location at any time.

The end result? Your business projects a more polished and professional image, which is essential for building trust and driving sales.

Pricing: Starts at $14/ month for the True Solo plan. This plan includes 1 user, 1 phone number, and 1 extension – basically, everything you need to support a solo-person business.

4. Zoom Phone – Best for Video Conferencing & Team Messaging

The Zoom Phone online video conferencing and meeting too

Managing calls, video conferencing, and team chat can be a challenge for any business. However, it’s particularly tricky for remote teams where most of the communication happens virtually.

Zoom Phone offers a solution to this problem by providing an all-in-one platform for managing all your communication needs. This includes answering customer calls, following up on leads, hosting video conferences, and chatting with team members.

The Zoom user interface

As a 100% remote team, we use Zoom for some of our large company meetings.

We need a reliable and efficient platform with built-in team chat and video conferencing. This is essential for keeping our employees connected across different time zones.

Zoom's text chat features

With Zoom, we have hosted one-on-one reviews, town hall meetings, team chats, and even team-building social calls, all from the same platform.

Despite being a comprehensive all-in-one platform, Zoom Phone is incredibly easy to set up. Simply choose a cloud phone plan, and you can start making calls immediately using the Zoom mobile or desktop app.

Scheduling a virtual meeting with Zoom Phone

Additionally, Zoom has an AI Companion that can streamline your workflows with advanced features like meeting and call summaries, real-time AI queries during meetings, and AI-powered whiteboard generation.

These features are ideal for video conferences in general, but they’re particularly useful for remote teams where most communication happens via video meetings. They let you keep everyone in the loop, including people who could not attend the video chat.

I also like the ability to switch between voice and video calls with one click. Once again, this is ideal if you need to handle a mix of customer calls, internal meetings, and remote collaboration.

✅ Pros of Zoom Phone:

  • Unified interface for phone, video, and chat.
  • One-click switch between voice and video calls.
  • Convenient, centralized admin portal (monitor users, call quality, usage data, and more).
  • Supports multiple devices and apps.
  • Unlimited auto-attendants.
  • Call queuing with automatic call distribution.
  • Integrates seamlessly with Salesforce, Contact Center, Slack, and other popular solutions. 

❌ Cons of Zoom Phone:

  • No free trial available (although there is a free version that’s limited to 40-minute call durations and 100 participants).
  • The metered international calling fees are a bit expensive for small businesses.

Why I recommend Zoom Phone: With its advanced video conferencing and team chat features, Zoom Phone is a great option for teams that host regular virtual meetings. It’s particularly good for remote teams that rely on chat and video conferencing to work together effectively.

Pricing: Zoom plans start at $15 per user, per month for domestic US and Canada calling, with prices going up to $22.49.

5. Phone.com – Best for International Businesses

The Phone.com communications solution

Do you have customers all over the globe? Phone.com offers competitive international calling rates to communicate with your existing customers and find new ones without breaking the bank.

Another feature that caught my attention was Phone.com’s AI-powered Answer Bot service. This service can pick up the phone using your company’s name and give a pre-written answer. This is a fantastic way to make your business appear more professional.

It’s also a great addition if you have customers in different time zones, but don’t have call center staff available 24/7. With Phone.com’s Answer Bot service, you can be confident that callers always get some form of response.

Do you work in the healthcare industry? Then I really recommend checking out Phone.com’s HIPAA compliance features.

Keeping patient data private is a huge deal, and Phone.com understands this. For example, if a patient tries to contact you via SMS, then Phone.com can automatically tell them to contact your office in a different way to discuss medical information. This is because text messaging usually isn’t HIPAA compliant.

Setting up Phone.com is also fairly straightforward. Their dashboard is user-friendly, so you can customize call routing, voicemail, and other settings without any hassle. They even have a smart call routing system where you can define custom rules based on the time of day, caller ID, and more.

Once again, these features can be particularly useful for international businesses that want to provide personalized service to customers in different locations. For example, you might route callers to a customer service agent who speaks their preferred language.

✅ Pros of Phone.com:

  • Low rates for international calling.
  • Connect to any traditional analog telephone.
  • HIPAA compliance features.
  • Track your top performers and busiest hours with built-in analytics.
  • Get additional insights via call logs and call recording.

❌ Cons of Phone.com:

  • Customer service response times can sometimes be slow.
  • Only includes call analytics and CRM integrations in the most expensive plan.

Why I recommend Phone.com: While Phone.com has limitations, including slower customer service response times, it’s still an excellent option. Its competitive international calling rates, in particular, make it a really attractive platform for companies with customers all over the globe.

And here’s a little something extra that really stood out to me: if you work in the healthcare field, then Phone.com has dedicated HIPAA compliance features. This immediately makes it stand out from every other solution on this list.

If you’re willing to overlook some minor drawbacks, then Phone.com could be your perfect solution, especially for businesses that sell or operate globally.

Pricing: Users can choose between Basic ($15), Plus ($22.50), and Pro ($33.33), with all plans billed per user, per month. 

6. Vonage – Best for Call Centers

The Vonage platform

As a well-established name in VoIP, Vonage is an excellent option for call centers and larger businesses. After trying out their business phone service, I was impressed by its wide range of features and capabilities.

I was really surprised by how easy it was to manage company phone numbers from my admin dashboard. You can even generate local and toll-free numbers directly from the dashboard (although you will need to contact Vonage to generate international numbers). 

Vonage is a great option for call centers due to features such as team messaging, video conferencing (with up to 200 participants!), call recording, and auto-dialing.

It also supports VoIP desk phones, so you can use traditional office phones alongside the desktop and mobile apps.

However, it’s worth noting that Vonage is one of the more expensive options on this list. So, if you’re a startup or small business, then you may be better off with a different RingCentral alternative.

Pros of Vonage:

  • Capture more potential leads with Call Forwarding and Simultaneous Ring.
  • Dedicated dial-in numbers from 60 countries.
  • Record inbound and outbound calls for any or all users within your organization.
  • Call center-specific features like call logs, call recordings, AI routing, and advanced call analytics.
  • Admin portal for call management.
  • Connects with Customer Relationship Management (CRM) and other tools.

Cons of Vonage:

  • Expensive for small businesses.
  • Long contract periods.

Why I recommend Vonage: Vonage has some seriously advanced features built explicitly with call centers in mind. That makes it a fantastic pick if you need a rock-solid VoIP solution that can handle the demands of a busy customer service team.

However, while Vonage offers many powerful features, it is pricier than some other options. If budget is a major concern for your business, then I’d definitely recommend choosing one of the other RingCentral alternatives in this guide.

Pricing: Vonage’s base plan starts from $13.99 per month, per line, and goes all the way up to $27.99 per month, per line.

What Is the Best RingCentral Alternative? 

After thoroughly testing and comparing various business phone systems and platforms, I’m excited to share my top pick for the best RingCentral alternative: Nextiva.

It’s a reliable, flexible, and secure platform with an impressive feature set. It’s also a cloud-based solution, so your team can answer calls using any computer or phone. Overall, Nextiva is a perfect fit for remote teams or employees who travel a lot, or perhaps even work in the field.

Nextiva can also automatically forward calls based on each team member’s schedule. This can help remote team members work together more seamlessly, even when they’re spread across multiple time zones.

But what about other options?

If you’re a small business with a limited budget, then Ooma and Grasshopper are both great starting points. They both offer affordable plans, and they’re easy to use, making them ideal for solo entrepreneurs, startups, and small businesses alike.

However, the best RingCentral alternative for your business will ultimately depend on your specific needs and requirements. I recommend considering factors like budget, scalability, features, and user interface to help you make the right decision for your business.

Best RingCentral Alternatives: Frequently Asked Questions

I’ve been part of the WPBeginner team for a while, so I’ve definitely heard my fair share of questions along the way.

To help you out, I’ve put together answers to some of the most common questions we get asked about RingCentral and potential alternatives. 

Why should I avoid RingCentral?

The main issue I hear from businesses is that RingCentral is considerably more expensive than other VoIP providers. Often, this means it simply isn’t an option for solo entrepreneurs, startups, and small businesses, since they typically have smaller budgets.

RingCentral also has many features, so its learning curve tends to be steeper than its competitors. Once again, this tends to be a problem for smaller businesses, as they’re less likely to have a technical expert who can help them set up and maintain RingCentral.

Don’t get me wrong: RingCentral is still a great platform. In fact, it has all the features you’d expect from an advanced communication tool, including call forwarding, number sharing, call waiting, and call management. It also integrates with popular CRMs like Salesforce and Zendesk. 

So, while Nextiva is my top recommendation, RingCentral is a fantastic tool that I still recommend to larger businesses with bigger budgets or more complex needs.

If you want to learn more, then you can see our detailed RingCentral review for a deeper dive.

And if you do decide that RingCentral is the right fit for you, then you’re in luck – we have a RingCentral coupon, so you can get a discount.

Is there a free version of RingCentral?

While there isn’t a completely free version, RingCentral does offer a free trial. This means you can see if the platform is right for you before investing in a paid plan.

What is the best RingCentral alternative?

In my experience, Nextiva is the best virtual business phone service on the market. It’s loaded with advanced features, offers truly excellent support, and is designed to scale as your team grows. 

We use Nextiva across our company, and in our opinion, it’s the best cloud phone system and platform on the market, especially if you have a remote team.

Which is better, Nextiva or RingCentral?

When it comes to finding the absolute best VoIP phone provider and platform for small businesses, everything points to Nextiva.

Nextiva offers competitive pricing, a ton of features, the best call quality, lower rates for international calls, and a wide range of numbers to choose from (local, international, toll-free, and vanity numbers).

Curious to learn more? Our in-depth post compares Nextiva vs RingCentral vs Ooma, exploring their key features.

Disclaimer: I’ve tried all the top RingCentral alternatives, including MightyCall, Google Voice, Freshcaller, Microsoft Teams, and many others. However, I decided not to include them in this list to help you avoid choice paralysis.

Bonus: How to Get Started With Your Business Phone System

Choosing which communication platform to use is a big step, so great job deciding! Now that you’ve got that sorted, let’s help you set up a seamless business phone system.

We’ve put together some handy guides that will show you how to set up call forwarding, voicemail greetings, and other essential features to make sure customers and potential leads can reach you with ease:

I hope this article has helped you find the best RingCentral alternative for you. Next up, you might want to check out our guide on how to add a WhatsApp chatbox and share buttons in WordPress or how to get a virtual WhatsApp number for your business.

If you liked this article, then please subscribe to our YouTube Channel for WordPress video tutorials. You can also find us on Twitter and Facebook.

The post 6 Best RingCentral Alternatives & How They Compare (2025) first appeared on WPBeginner.

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I ate at Braum's, a beloved Southern fast-food chain. Its chicken strips were as good as Chick-fil-A's.

A Braum's icecream store sign.
Braum's is an ice cream shop that only opens locations within 300 miles of its processing plant. It also sells fast food and grocery items.

Business Insider/ Alcynna Lloyd

  • I visited Braum's, a southern fast-food chain that only has locations in five states.
  • I bought almost every item on the menu, including burgers, fries, chicken strips, and ice cream.
  • The burgers and chicken strips were great, but I still think ice cream is the best thing to order.

The West Coast has In-N-Out. The Midwest has Dairy Queen. I'd argue the South has Braum's Ice Cream and Dairy Store.

In 1933, Henry Braum started a small butter plant in Emporia, Kansas, which expanded to include milk and ice cream production. In 1968, Henry's son Bill opened the first official Braum's store in Oklahoma City.

Today, the family-run business has more than 300 locations across Arkansas, Kansas, Missouri, Oklahoma, and Texas. According to the company, every store is located within a 300-mile radius of its processing plant in Tuttle, Oklahoma.

Braum's is best known for its wide range of ice cream and frozen yogurt, from classic flavors like vanilla to stranger concoctions like pineapple upside-down cake. But it's more than an ice cream shop — it also has staples of the American diet like cheeseburgers, chicken strips, shakes, and malts.

One of Braum's locations sits about two miles from my childhood home in Fort Worth, Texas. When I was a kid, on Fridays after a long day of work, my dad would bring home a tub of ice cream. If I were really lucky, we'd go to the store. Together, we'd sit, ice-cream cone in hand, in silence, savoring the flavors.

I wanted to see if Braum's still served up old-school charm and yummy food, so my husband and I took a trip to the closest one near us in Dallas. Here are some items I tried from the menu — some I'd order again, and others I'd probably skip.

Even though it's a chain, Braum's gives off the vibe of a mom-and-pop shop.
The exterior of a Braum's building. Two cars sit in the parking lot and a woman is walking towards the store's entrance.
This Braum's is located in Dallas.

Business Insider/ Alcynna Lloyd

Unlike fast food giants like McDonald's and Burger King, which have embraced modernity in both their branding and menu presentation, Braum's has done the opposite. It has retained its cozy, classic vibe, making it feel both familiar and comforting.

Maybe that's what makes it special.

When I visited the store, I spent a lot of time reminiscing about the times my dad and I shared there. It all felt so nostalgic.

It's a convenient place to grab a snack.
The interior of Braum's. Side by side pictures of an isle of ice cream and another of produce like bananas and tomtoes.
Braum's has a small selection of produce and snacks.

Business Insider/ Alcynna Lloyd

Braum's has dozens of ice cream flavors to choose from. But it is also a grocery store with a small market. Customers can buy everyday items like bananas, tomatoes, onions, and even hamburger buns if they'd rather grill their own at home.

Braum's ice cream is pretty affordable.
An overview of Braum's ice cream selection and it's sugar cones, and syrup.
Most of Braum's ice cream tubs are priced under $5.

Business Insider/ Alcynna Lloyd

Braum's sells its ice cream in various sizes, but most tubs contain three pints. Each tub is typically priced under $5 — a steal compared to other brands.

A single pint of Blue Bell ice cream is sold for $3.97 (excluding tax) at Walmart, and a single pint of Ben & Jerry's ice cream at Target is $4.99, according to both companies' websites.

Braum's has more than 100 ice cream flavors.
Several buckets of ice cream that are different flavors like bubble gum, chocolate Pecan, and fried carmel toffee pie.
Some of Braum's quirkier gourmet ice cream.

Business Insider/ Alcynna Lloyd

The company sells traditional flavors like vanilla, strawberry, and chocolate, but it also has quirky options like bubble gum and Mother's Circus animal cookies.

I wouldn't recommend the latter — it was too sweet for my taste buds, and didn't have enough animal crackers.

Braum's also sells frozen yogurt.
Buckets of Braum's frozen yogurt, including flavors like pineapple upside down cake, coconut chocolate walnut, and banana pecan.
Braum's also has a robust selection of frozen yogurt.

Business Insider/ Alcynna Lloyd

Ice cream is typically made with dairy from cream, whereas frozen yogurt is made from cultured milk. On most days, I'd choose frozen yogurt — which might be a controversial opinion.

While I haven't tried all of Braum's frozen yogurt flavors, their vanilla cone always hits the spot. I doubt I'll ever get around to trying the pineapple upside-down cake flavor, though.

Braum's makes several flavors of sugar-free ice cream.
Overview of Braum's sugar free ice cream options including vanilla bean, vanilla, chunky chocolate, and pistachio almond.
Braum's has a wide selection of sugar-free ice cream.

Business Insider/ Alcynna Lloyd

Sugar-free ice cream isn't really my cup of tea, but I understand why some people prefer it or choose it for dietary or medical reasons.

If that's you, then you're in luck — Braum's offers many sugar-free flavors.

I have to admit the vanilla chunk chocolate tub looked pretty tempting.

My husband and I ordered a lot of food.
A Braum's tray filled with food like hamburgers, fries, tenders and a malt.
This entire meal cost me about $36.58.

Business Insider/ Alcynna Lloyd

To get the full Braum's experience beyond ice cream, we ordered about 10 different items from the menu:

  • A double quarter pound sweet 'n spicy Gouda burger combo meal with medium fries and a large sweet tea — $8.89
  • A cheeseburger combo meal with medium fries and a large strawberry shake — $8.29
  • Four-piece chicken strips — $5.19
  • A grilled chicken sandwich — $4.79
  • Medium chili cheese fries — $4.64
  • A medium strawberry malt shake — $1.99

The chicken strips were better than I expected.
A hand dunking a chicken tender into honey mustard.
I was surprised by how good Braum's chicken strips were.

Business Insider/ Alcynna Lloyd

In the chicken strips war, restaurants like Chick-fil-A and Zaxby's usually reign supreme. But I'm throwing Braum's into the fight.

Braum's strips were crispy on the outside, yet still soft inside. I also appreciated that they weren't overly salty — just the right amount. For me, they rivaled Chick-fil-A's.

I really wanted to like the chili fries.
an overview of chilli fries.
Braum's chili fries.

Business Insider/ Alcynna Lloyd

I was probably most excited to try the chili fries. Crispy potatoes dressed in perfectly melted cheese and sauce— what more could anyone ask for?

Well, in my case, a bit more seasoning. Ultimately, they tasted bland, and it felt more like I was eating canned beans on fries than actual chili.

Braum's burgers are simple and delicious.
Side by side pictures of Braum's jalapeño burger and its classic cheeseburger.
Braum's jalapeño burger (left) and its classic cheeseburger (right).

Business Insider/ Alcynna Lloyd

My husband and I split the double quarter pound sweet 'n spicy Gouda burger and the cheeseburger.

While I thought the Gouda burger was good — and a bit spicy — it didn't quite compare to Braum's traditional cheeseburger.

It wasn't fancy — just meat, buns, lettuce, tomato, and cheese — but it felt classic, exactly what I imagine when I think of a good burger.

The grilled chicken sandwich was just OK.
A Braum's chicken sandwich.
A Braum's grilled chicken sandwich.

Business Insider/ Alcynna Lloyd

The grilled chicken sandwich was all right. It didn't quite compare to a sandwich I'd get at Chick-fil-A, but I had no trouble finishing it. For $4.79, I'd say it's worth the price.

Dessert was my favorite part of the meal.
Side by side image of a Braum's sundae and a frozen yogurt cone.
Braum's sundae and a frozen yogurt cone.

Business Insider/ Alcynna Lloyd

After dinner, my husband and I went back to the counter to order ice cream.

He bought a double scoop sopapilla cheesecake sundae for $3.79, and I got a small chocolate and vanilla frozen yogurt cone for $1.45.

His sundae tasted like the real deal. The cinnamon-flavored ice cream sat on top of a spongy cake, draped in golden caramel. I think it's perfect for someone with a sweet tooth.

However, the frozen yogurt cone was right up my alley. It was simple and sweet, and the flavors weren't too overpowering.

We bought so much food that we had to take it home.
A Braum's togo bag next to a sweet tea and malt drink.
My to-go bag, with my sweet tea and strawberry malt drink.

Business Insider/ Alcynna Lloyd

I left the restaurant full, but not without taking a to-go bag. The next day, my husband and I devoured our leftovers for lunch.

I'll be visiting again soon.
An overview of a trade full of food from the Braum's restaurant, including chicken tenders, 3 sandwiches, and 2 fry boxes.
My tray of food at Braum's.

Business Inisder/ Alcynna Lloyd

While the burgers and sandwiches at Braum's were good, the ice cream and frozen yogurt were what made the visit stand out among other chains.

Overall, going back to Braum's was a sweet experience. It was nice to try new-to-me foods, reminisce about my childhood, and create new memories with my husband.

Residents of the 45 states that don't have a Braum's are definitely missing out.

Read the original article on Business Insider

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