Dropbox is discontinuing its password manager. The tool, Dropbox Passwords, will be discontinued on October 28th, and the company is recommending that you transfer your passwords to another app like 1Password ahead of that date.
The company will shut down Dropbox Passwords in phases. Starting August 28th, Dropbox Passwords will be view-only from both the mobile app and the browser extension, meaning you can’t add new information. At that time, Dropbox will also be deactivating autofill functionality. On September 11th, the mobile app will “stop working.” On October 28th, Dropbox Passwords will be fully shut down, meaning you can’t add or access information and everything that you had stored will be “permanently and securely deleted from our servers.”
Dropbox says it’s discontinuing Dropbox Passwords “as part of our efforts to focus on enhancing other features in our core product.” Dropbox launched Dropbox Passwords in 2020 after acquiring the password manager Valt in 2019.
The developers are also required to submit proof that an authoritative third-party body has declared the app to be a "game of skill," the company proposed.
Germ's new app lets users send end-to-end encrypted messages on Bluesky. TechCrunch speaks with the Germ founders to hear why they came up with the idea.
Cash App has debuted a new group payment feature that allows folks who don't even use the app to contribute to a kitty. Pools enables Cash App users to invite folks to chip in for a large purchase (such as a group vacation) via Apple Pay and Google Pay. A small number of users have access to Pools at the jump, though Cash App owner Block expects to offer it to all of the service's customers in the coming months. Block told CNBC this is the first time that Cash App is opening up to external payments from Apple Pay and Google Pay.
Through Pools, users can collect and track contributions from others via $Cashtags (for other Cash App users), or shareable links for Apple Pay and Google Pay. Users can start a pool through the Cash App, and set up a name and target amount. The organizer can close the pool whenever they like, move the money to their Cash balance and then use that to pay for whatever the group is planning to buy.
Pools is a seemingly handy feature that could assist Cash App in competing with Venmo by helping Block expand the app's user base. It might help iOS and Android users who haven't tried it out learn more about the app and decide to check it out. However, it's perhaps worth bearing in mind that Cash App was subject to data breaches within the last few years. Block has also been fined over its handling of fraud on the platform.
This article originally appeared on Engadget at https://www.engadget.com/apps/cash-app-opens-up-to-apple-pay-and-google-pay-with-a-group-payment-option-154019254.html?src=rss
Managing your finances doesn’t have to be complicated, and there are so many tools available now that can make things easier (and even partially automated) for you. I was a Mint user for many years, but I was forced to find a new budgeting app after the service shut down in March 2024. Mint’s parent company, Intuit, prompted folks to try their other financial app, Credit Karma. However, after testing Credit Karma myself, I found it to be a poor Mint replacement. So I set out to try all of the best budgeting apps available today to find a new home for all of my financial tracking and goal-setting. Hopefully my journey can help you find the best budgeting app for you and your money as well.
Best budget apps of 2025
Other budgeting apps we tested
PocketGuard
PocketGuard used to be a solid free budget tracker, but the company has since limited its “free” version to just a free seven-day trial. Now, you’ll have to choose between two plans once the trial is over: a $13 monthly plan or a $75 annual plan. When I first tested it, I found it to be more restricted than NerdWallet, but still a decent option. The main overview screen shows you your net worth, total assets and debts; net income and total spending for the month; upcoming bills; a handy reminder of when your next paycheck lands; any debt payoff plan you have; and any goals. Like some other apps, including Quicken Simplifi, PocketGuard promotes an “after bills” approach, where you enter all of your recurring bills, and then PocketGuard shows you what’s left, and that’s what you’re supposed to be budgeting: your disposable income.
Although PocketGuard’s UI is easy enough to understand, it lacks polish. The “accounts” tab is a little busy, and doesn’t show totals for categories like cash or investments. Seemingly small details like weirdly phrased or punctuated copy occasionally make the app feel janky. More than once, it prompted me to update the app when no updates were available. The web version, meanwhile, feels like the mobile app blown up to a larger format and doesn’t take advantage of the extra screen real estate. Ultimately, now that the free tier is gone, it just doesn’t present the same value proposition as it once did.
How we test budgeting apps
Before I dove in and started testing out budgeting apps, I had to do some research. To find a list of apps to try out, I consulted trusty ol’ Google (and even trustier Reddit); read reviews of popular apps on the App Store; and also asked friends and colleagues what budget tracking apps (or other budgeting methods) they might be using for money management. Some of the apps I found were free and these, of course, show loads of ads (excuse me, “offers”) to stay in business. But most of the available apps require paid subscriptions, with prices typically topping out around $100 a year, or $15 a month. (Spoiler: My top pick is cheaper than that.)
All of the services I chose to test needed to do several things: import all of your account data into one place; offer budgeting tools; and track your spending, net worth and credit score. Except where noted, all of these apps are available for iOS, Android and on the web.
Once I had my shortlist of six apps, I got to work setting them up. For the sake of thoroughly testing these apps, I made a point of adding every account to every budgeting app, no matter how small or immaterial the balance. What ensued was a veritable Groundhog Day of two-factor authentication. Just hours of entering passwords and one-time passcodes, for the same banks half a dozen times over. Hopefully, you only have to do this once.
Budgeting app FAQs
What is Plaid and how does it work?
Each of the apps I tested uses the same underlying network, called Plaid, to pull in financial data, so it’s worth explaining what it is and how it works. Plaid was founded as a fintech startup in 2013 and is today the industry standard in connecting banks with third-party apps. Plaid works with over 12,000 financial institutions across the US, Canada and Europe. Additionally, more than 8,000 third-party apps and services rely on Plaid, the company claims.
To be clear, you don’t need a dedicated Plaid app to use it; the technology is baked into a wide array of apps, including all of the budgeting apps listed in this guide. Once you find the “add an account” option in whichever one you’re using, you’ll see a menu of commonly used banks. There’s also a search field you can use to look yours up directly. Once you find yours, you’ll be prompted to enter your login credentials. If you have two-factor authentication set up, you’ll need to enter a one-time passcode as well.
As the middleman, Plaid is a passthrough for information that may include your account balances, transaction history, account type and routing or account number. Plaid uses encryption, and says it has a policy of not selling or renting customer data to other companies. However, I would not be doing my job if I didn’t note that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for collecting “more financial data than was needed.” As part of the settlement, Plaid was compelled to change some of its business practices.
In a statement provided to Engadget, a Plaid spokesperson said the company continues to deny the allegations underpinning the lawsuit and that “the crux of the non-financial terms in the settlement are focused on us accelerating workstreams already underway related to giving people more transparency into Plaid’s role in connecting their accounts, and ensuring that our workstreams around data minimization remain on track.”
Why did Mint shut down?
When parent company Intuit announced in December 2023 that it would shut down Mint, it did not provide a reason why it made the decision to do so. It did say that Mint's millions of users would be funneled over to its other finance app, Credit Karma. "Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features," Mint wrote on its product blog. In our testing, we found that Credit Karma isn't an exact replacement for Mint — so if you're still looking for a Mint alternative, you have some decent options.
What about Rocket Money?
Rocket Money is another free financial app that tracks spending and supports things like balance alerts and account linking. If you pay for the premium tier, the service can also help you cancel unwanted subscriptions. We did not test it for this guide, but we'll consider it in future updates.
This article originally appeared on Engadget at https://www.engadget.com/apps/best-budgeting-apps-120036303.html?src=rss
Earlier this month, Block CEO and Twitter co-founder Jack Dorsey unveiled a peer-to-peer, Bluetooth-based messaging app he put together. Now, anyone with a compatible iPhone, Mac or iPad (or even Apple Vision Pro) can try Bitchat as it's available on the App Store.
Dorsey created Bitchat under the auspices of "and Other Stuff," an open-source development collective he has backed financially. Per the free app's description, it allows users to chat with others who are physically close to them without needing to have their email address or phone number, which could make Bitchat handy for in-person events. Messages are private and encrypted, while the Panic Mode function allows you to delete all your Bitchat data with a triple tap.
Dorsey said he built Bitchat as an experiment in "Bluetooth mesh networks, relays and store and forward models, message encryption models and a few other things." The app doesn't need internet access to function, making it a useful option in situations in which authorities block mobile data and Wi-Fi connectivity. Other apps that offer Bluetooth mesh messaging first started appearing over a decade ago.
This article originally appeared on Engadget at https://www.engadget.com/apps/jack-dorseys-bluetooth-messaging-app-is-now-on-the-app-store-185000786.html?src=rss
TikTok will start giving contributors the option to write Footnotes.
TikTok is officially rolling out Footnotes, a community fact-checking program that’s supposed to add helpful context to videos. With this update, US-based users will start seeing Footnotes on videos in the coming weeks, and will also get the option to rate them.
After allowing people to join the Footnotes pilot in April, TikTok says almost 80,000 users in the US have qualified to become contributors, allowing them to write and rate notes on videos. When contributors agree that a footnote is helpful, it will appear on the video for the broader TikTok community in the US. TikTok says the Footnotes ranking system will get “smarter” over time as contributors write and rate notes on a range of different topics. It will also give users the ability to report Footnotes that may violate its community guidelines.
The feature uses a “bridging-based system” that aims to find a “consensus between people with different opinions.” It’s similar to how community notes work on X, which the platform says incorporates “diverse perspectives.” Meta has also launched community notes across Facebook, Instagram, and Threads, while YouTube is piloting a crowdsourced fact-checking feature, too.
The social network is bringing new parental controls to Family Pairing, its feature that allows parents to link their accounts with their teen's account to customize safety settings.
A firmware update has killed key functionality for Echelon smart home gym equipment that isn't connected to the Internet.
As explained in a Tuesday blog post by Roberto Viola, who develops the "QZ (qdomyos-zwift)" app that connects Echelon machines to third-party fitness platforms, like Peloton, Strava, and Apple HealthKit, the firmware update forces Echelon machines to connect to Echelon’s servers in order to work properly. A user online reported that as a result of updating his machine, it is no longer syncing with apps like QZ, and he is unable to view his machine's exercise metrics in the Echelon app without an Internet connection.
Affected Echelon machines reportedly only have full functionality, including the ability to share real-time metrics, if a user has the Echelon app active and if the machine is able to reach Echelon’s servers. Viola wrote:
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